Call reports 2022
FARMERS AND MERCHANTS BANK — 2022
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 145,414,000 | 151,679,000 | 159,990,000 | 157,961,000 |
| Total loans | 78,279,000 | 81,322,000 | 84,638,000 | 89,777,000 |
| Allowance for loan losses | 1,267,000 | 1,254,000 | 1,285,000 | 1,316,000 |
| Securities available for sale | 28,122,000 | 27,269,000 | 31,515,000 | 31,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,094,000 | 142,777,000 | 151,229,000 | 145,620,000 |
| Interest-bearing deposits | 73,969,000 | 78,711,000 | 78,996,000 | 74,471,000 |
| Noninterest-bearing deposits | 62,125,000 | 64,066,000 | 72,233,000 | 71,149,000 |
| Equity capital | 9,073,000 | 8,524,000 | 8,356,000 | 11,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,915,000 | 3,146,000 | 4,605,000 |
| Interest expense | 12,000 | 25,000 | 55,000 | 122,000 |
| Net interest income | 892,000 | 1,890,000 | 3,091,000 | 4,483,000 |
| Noninterest income | 146,000 | 302,000 | 460,000 | 599,000 |
| Noninterest expense | 895,000 | 1,820,000 | 2,763,000 | 3,712,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 113,000 | 312,000 | 698,000 | 1,250,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | 312,000 | 698,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,615,000 | 9,814,000 | 10,200,000 | 13,725,000 |
| Total capital | 10,592,000 | 10,818,000 | 11,237,000 | 14,810,000 |
| Risk-weighted assets | 77,895,000 | 80,144,000 | 82,766,000 | 86,589,000 |