Call reports 2019
FARMERS AND MERCHANTS BANK — 2019
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 89,052,000 | 89,651,000 | 91,971,000 | 93,429,000 |
| Total loans | 57,219,000 | 57,434,000 | 56,209,000 | 57,970,000 |
| Allowance for loan losses | 834,000 | 820,000 | 862,000 | 986,000 |
| Securities available for sale | 9,606,000 | 13,329,000 | 15,126,000 | 17,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,276,000 | 80,556,000 | 82,581,000 | 84,309,000 |
| Interest-bearing deposits | 46,451,000 | 47,587,000 | 47,289,000 | 48,116,000 |
| Noninterest-bearing deposits | 33,825,000 | 32,969,000 | 35,292,000 | 36,193,000 |
| Equity capital | 8,237,000 | 8,510,000 | 8,731,000 | 8,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,779,000 | 2,699,000 | 3,623,000 |
| Interest expense | 34,000 | 70,000 | 107,000 | 141,000 |
| Net interest income | 842,000 | 1,709,000 | 2,592,000 | 3,482,000 |
| Noninterest income | 155,000 | 309,000 | 479,000 | 643,000 |
| Noninterest expense | 818,000 | 1,652,000 | 2,444,000 | 2,934,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 255,000 |
| Pretax income | 134,000 | 276,000 | 492,000 | 936,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 276,000 | 492,000 | 936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,343,000 | 8,485,000 | 8,700,000 | 8,851,000 |
| Total capital | 9,074,000 | 9,229,000 | 9,443,000 | 9,613,000 |
| Risk-weighted assets | 58,435,000 | 59,494,000 | 59,342,000 | 60,759,000 |