Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 80,647,000 | 80,077,000 | 81,017,000 | 82,043,000 |
| Total loans | 46,863,000 | 46,137,000 | 47,209,000 | 50,982,000 |
| Allowance for loan losses | 628,000 | 658,000 | 689,000 | 705,000 |
| Securities available for sale | 9,226,000 | 9,068,000 | 8,676,000 | 9,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,354,000 | 71,684,000 | 72,631,000 | 73,836,000 |
| Interest-bearing deposits | 40,818,000 | 41,626,000 | 43,131,000 | 41,170,000 |
| Noninterest-bearing deposits | 31,536,000 | 30,058,000 | 29,500,000 | 32,666,000 |
| Equity capital | 7,931,000 | 7,992,000 | 8,008,000 | 7,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,248,000 | 1,889,000 | 2,516,000 |
| Interest expense | 13,000 | 25,000 | 38,000 | 51,000 |
| Net interest income | 611,000 | 1,223,000 | 1,851,000 | 2,465,000 |
| Noninterest income | 164,000 | 327,000 | 498,000 | 655,000 |
| Noninterest expense | 687,000 | 1,386,000 | 2,129,000 | 2,863,000 |
| Provision for loan losses | 75,000 | 105,000 | 135,000 | 158,000 |
| Pretax income | 13,000 | 59,000 | 92,000 | 106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 59,000 | 92,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,833,000 | 7,880,000 | 7,912,000 | 7,927,000 |
| Total capital | 8,433,000 | 8,475,000 | 8,530,000 | 8,566,000 |
| Risk-weighted assets | 47,997,000 | 47,545,000 | 49,409,000 | 51,119,000 |