Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,263,000 | 62,631,000 | 62,752,000 | 61,697,000 |
| Total loans | 20,433,000 | 22,391,000 | 23,074,000 | 22,677,000 |
| Allowance for loan losses | 290,000 | 290,000 | 285,000 | 278,000 |
| Securities available for sale | 8,125,000 | 7,460,000 | 7,807,000 | 10,294,000 |
| Securities held to maturity | 14,103,000 | 13,438,000 | 12,411,000 | 12,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,539,000 | 54,879,000 | 54,918,000 | 53,943,000 |
| Interest-bearing deposits | 37,854,000 | 37,067,000 | 38,518,000 | 37,602,000 |
| Noninterest-bearing deposits | 17,685,000 | 17,811,000 | 16,401,000 | 16,341,000 |
| Equity capital | 7,473,000 | 7,509,000 | 7,556,000 | 7,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 458,000 | 927,000 | 1,387,000 | 1,835,000 |
| Interest expense | 28,000 | 52,000 | 74,000 | 97,000 |
| Net interest income | 430,000 | 875,000 | 1,313,000 | 1,738,000 |
| Noninterest income | 152,000 | 298,000 | 442,000 | 579,000 |
| Noninterest expense | 493,000 | 983,000 | 1,486,000 | 2,003,000 |
| Provision for loan losses | 0 | 0 | 14,000 | 34,000 |
| Pretax income | 89,000 | 190,000 | 275,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 190,000 | 275,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,165,000 | 7,213,000 | 7,239,000 | 7,211,000 |
| Total capital | 7,455,000 | 7,503,000 | 7,524,000 | 7,489,000 |
| Risk-weighted assets | 27,618,000 | 29,027,000 | 27,787,000 | 29,290,000 |