Call reports 2007
FARMERS AND MERCHANTS BANK — 2007
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 54,518,000 | 52,668,000 | 52,277,000 | 54,628,000 |
| Total loans | 16,421,000 | 15,502,000 | 14,398,000 | 13,878,000 |
| Allowance for loan losses | 351,000 | 348,000 | 347,000 | 343,000 |
| Securities available for sale | 11,502,000 | 12,297,000 | 13,701,000 | 14,635,000 |
| Securities held to maturity | 17,547,000 | 17,147,000 | 16,828,000 | 16,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,143,000 | 46,319,000 | 45,533,000 | 47,799,000 |
| Interest-bearing deposits | 35,387,000 | 33,626,000 | 32,639,000 | 34,328,000 |
| Noninterest-bearing deposits | 12,756,000 | 12,693,000 | 12,894,000 | 13,471,000 |
| Equity capital | 5,949,000 | 5,939,000 | 6,313,000 | 6,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,424,000 | 2,124,000 | 2,822,000 |
| Interest expense | 213,000 | 435,000 | 659,000 | 880,000 |
| Net interest income | 501,000 | 989,000 | 1,465,000 | 1,942,000 |
| Noninterest income | 187,000 | 338,000 | 489,000 | 635,000 |
| Noninterest expense | 455,000 | 865,000 | 1,294,000 | 1,778,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 462,000 | 664,000 | 803,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 462,000 | 664,000 | 803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,964,000 | 6,119,000 | 6,246,000 | 6,236,000 |
| Total capital | 6,262,000 | 6,424,000 | 6,537,000 | 6,529,000 |
| Risk-weighted assets | 23,797,000 | 24,319,000 | 23,237,000 | 23,376,000 |