Call reports 2004
FARMERS AND MERCHANTS BANK — 2004
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 52,059,000 | 50,157,000 | 51,024,000 | 51,739,000 |
| Total loans | 14,804,000 | 15,652,000 | 16,334,000 | 17,463,000 |
| Allowance for loan losses | 382,000 | 382,000 | 374,000 | 374,000 |
| Securities available for sale | 7,878,000 | 9,149,000 | 8,111,000 | 7,995,000 |
| Securities held to maturity | 20,191,000 | 22,172,000 | 22,232,000 | 21,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,827,000 | 44,962,000 | 45,666,000 | 46,464,000 |
| Interest-bearing deposits | 35,631,000 | 33,607,000 | 34,277,000 | 34,953,000 |
| Noninterest-bearing deposits | 11,196,000 | 11,355,000 | 11,389,000 | 11,511,000 |
| Equity capital | 5,016,000 | 5,011,000 | 5,124,000 | 5,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 998,000 | 1,492,000 | 2,001,000 |
| Interest expense | 84,000 | 161,000 | 242,000 | 323,000 |
| Net interest income | 432,000 | 837,000 | 1,250,000 | 1,678,000 |
| Noninterest income | 173,000 | 358,000 | 543,000 | 772,000 |
| Noninterest expense | 487,000 | 944,000 | 1,401,000 | 1,905,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 118,000 | 251,000 | 392,000 | 545,000 |
| Income tax | 38,000 | 82,000 | 129,000 | 181,000 |
| Net income | 80,000 | 169,000 | 263,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,905,000 | 4,994,000 | 5,088,000 | 5,039,000 |
| Total capital | 5,162,000 | 5,250,000 | 5,348,000 | 5,324,000 |
| Risk-weighted assets | 20,461,000 | 20,364,000 | 20,706,000 | 22,712,000 |