Call reports 2002
FARMERS AND MERCHANTS BANK — 2002
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,307,000 | 50,764,000 | 51,347,000 | 53,013,000 |
| Total loans | 13,115,000 | 13,582,000 | 13,841,000 | 13,226,000 |
| Allowance for loan losses | 360,000 | 375,000 | 366,000 | 366,000 |
| Securities available for sale | 22,470,000 | 23,410,000 | 21,265,000 | 25,008,000 |
| Securities held to maturity | 1,888,000 | 1,642,000 | 1,497,000 | 1,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,263,000 | 45,395,000 | 45,747,000 | 47,479,000 |
| Interest-bearing deposits | 37,838,000 | 36,930,000 | 37,282,000 | 37,977,000 |
| Noninterest-bearing deposits | 8,425,000 | 8,465,000 | 8,465,000 | 9,502,000 |
| Equity capital | 4,733,000 | 4,970,000 | 5,141,000 | 5,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,226,000 | 1,832,000 | 2,419,000 |
| Interest expense | 242,000 | 438,000 | 617,000 | 780,000 |
| Net interest income | 365,000 | 788,000 | 1,215,000 | 1,639,000 |
| Noninterest income | 159,000 | 312,000 | 478,000 | 645,000 |
| Noninterest expense | 444,000 | 885,000 | 1,326,000 | 1,771,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 65,000 | 185,000 | 327,000 | 473,000 |
| Income tax | 19,000 | 57,000 | 104,000 | 152,000 |
| Net income | 46,000 | 128,000 | 223,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,582,000 | 4,664,000 | 4,740,000 | 4,677,000 |
| Total capital | 4,830,000 | 4,916,000 | 4,994,000 | 4,934,000 |
| Risk-weighted assets | 19,698,000 | 20,057,000 | 20,232,000 | 20,438,000 |