Call reports 2001
FARMERS AND MERCHANTS BANK — 2001
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,232,000 | 49,111,000 | 51,084,000 | 52,635,000 |
| Total loans | 13,871,000 | 13,904,000 | 13,718,000 | 12,816,000 |
| Allowance for loan losses | 322,000 | 331,000 | 333,000 | 346,000 |
| Securities available for sale | 18,874,000 | 18,457,000 | 14,268,000 | 15,844,000 |
| Securities held to maturity | 3,271,000 | 2,909,000 | 2,562,000 | 2,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,155,000 | 44,025,000 | 45,798,000 | 47,559,000 |
| Interest-bearing deposits | 36,337,000 | 36,399,000 | 37,720,000 | 39,166,000 |
| Noninterest-bearing deposits | 7,818,000 | 7,626,000 | 8,078,000 | 8,393,000 |
| Equity capital | 4,669,000 | 4,707,000 | 4,860,000 | 4,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,595,000 | 2,284,000 | 2,925,000 |
| Interest expense | 400,000 | 792,000 | 1,146,000 | 1,456,000 |
| Net interest income | 406,000 | 803,000 | 1,138,000 | 1,469,000 |
| Noninterest income | 147,000 | 307,000 | 505,000 | 668,000 |
| Noninterest expense | 449,000 | 904,000 | 1,339,000 | 1,793,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 104,000 | 191,000 | 274,000 | 299,000 |
| Income tax | 33,000 | 62,000 | 89,000 | 91,000 |
| Net income | 71,000 | 129,000 | 185,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,457,000 | 4,515,000 | 4,564,000 | 4,536,000 |
| Total capital | 4,700,000 | 4,760,000 | 4,812,000 | 4,783,000 |
| Risk-weighted assets | 19,400,000 | 19,530,000 | 19,763,000 | 19,631,000 |