Call reports 2022
SUNDOWN STATE BANK — 2022
What SUNDOWN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 237,789,000 | 237,388,000 | 245,378,000 | 228,338,000 |
| Total loans | 139,705,000 | 168,528,000 | 184,052,000 | 180,936,000 |
| Allowance for loan losses | 1,175,000 | 1,238,000 | 1,283,000 | 1,496,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,153,000 | 17,140,000 | 19,130,000 | 19,117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,829,000 | 215,654,000 | 222,375,000 | 205,828,000 |
| Interest-bearing deposits | 125,572,000 | 126,028,000 | 123,026,000 | 118,396,000 |
| Noninterest-bearing deposits | 91,257,000 | 89,626,000 | 99,349,000 | 87,432,000 |
| Equity capital | 20,478,000 | 21,180,000 | 22,249,000 | 22,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,781,000 | 3,930,000 | 6,624,000 | 9,495,000 |
| Interest expense | 77,000 | 154,000 | 231,000 | 326,000 |
| Net interest income | 1,704,000 | 3,776,000 | 6,393,000 | 9,169,000 |
| Noninterest income | 249,000 | 493,000 | 744,000 | 987,000 |
| Noninterest expense | 1,320,000 | 2,689,000 | 4,133,000 | 5,619,000 |
| Provision for loan losses | 20,000 | 80,000 | 125,000 | 320,000 |
| Pretax income | 613,000 | 1,500,000 | 2,879,000 | 4,217,000 |
| Income tax | 118,000 | 303,000 | 613,000 | 871,000 |
| Net income | 495,000 | 1,197,000 | 2,266,000 | 3,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,478,000 | 21,180,000 | 22,249,000 | 22,257,000 |
| Total capital | 21,653,000 | 22,418,000 | 23,532,000 | 23,753,000 |
| Risk-weighted assets | 181,533,000 | 201,467,000 | 203,345,000 | 207,248,000 |