Call reports 2021
SUNDOWN STATE BANK — 2021
What SUNDOWN STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 204,530,000 | 202,710,000 | 199,225,000 | 223,774,000 |
| Total loans | 120,670,000 | 143,065,000 | 152,826,000 | 145,200,000 |
| Allowance for loan losses | 1,069,000 | 1,085,000 | 1,101,000 | 1,154,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,136,000 | 16,114,000 | 14,774,000 | 14,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,524,000 | 182,128,000 | 177,994,000 | 203,530,000 |
| Interest-bearing deposits | 106,489,000 | 110,218,000 | 111,765,000 | 118,594,000 |
| Noninterest-bearing deposits | 78,035,000 | 71,910,000 | 66,229,000 | 84,936,000 |
| Equity capital | 19,016,000 | 19,430,000 | 20,362,000 | 19,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,205,000 | 5,549,000 | 7,743,000 |
| Interest expense | 97,000 | 178,000 | 257,000 | 333,000 |
| Net interest income | 1,431,000 | 3,027,000 | 5,292,000 | 7,410,000 |
| Noninterest income | 236,000 | 472,000 | 721,000 | 978,000 |
| Noninterest expense | 1,202,000 | 2,523,000 | 3,878,000 | 5,222,000 |
| Provision for loan losses | 4,000 | 19,000 | 34,000 | 87,000 |
| Pretax income | 461,000 | 957,000 | 2,101,000 | 3,079,000 |
| Income tax | 73,000 | 156,000 | 368,000 | 605,000 |
| Net income | 388,000 | 801,000 | 1,733,000 | 2,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,016,000 | 19,430,000 | 20,362,000 | 19,983,000 |
| Total capital | 20,085,000 | 20,515,000 | 21,463,000 | 21,137,000 |
| Risk-weighted assets | 137,791,000 | 152,609,000 | 170,091,000 | 174,795,000 |