Call reports 2020
SUNDOWN STATE BANK — 2020
What SUNDOWN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 171,064,000 | 183,965,000 | 179,151,000 | 186,592,000 |
| Total loans | 100,188,000 | 126,102,000 | 131,093,000 | 116,969,000 |
| Allowance for loan losses | 1,041,000 | 1,049,000 | 1,056,000 | 1,062,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,352,000 | 15,821,000 | 12,214,000 | 11,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,665,000 | 164,466,000 | 159,297,000 | 167,447,000 |
| Interest-bearing deposits | 98,692,000 | 99,077,000 | 98,240,000 | 102,649,000 |
| Noninterest-bearing deposits | 53,973,000 | 65,389,000 | 61,057,000 | 64,798,000 |
| Equity capital | 18,048,000 | 18,412,000 | 18,903,000 | 18,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,667,000 | 3,294,000 | 4,964,000 | 6,852,000 |
| Interest expense | 226,000 | 383,000 | 522,000 | 642,000 |
| Net interest income | 1,441,000 | 2,911,000 | 4,442,000 | 6,210,000 |
| Noninterest income | 259,000 | 468,000 | 693,000 | 1,086,000 |
| Noninterest expense | 1,202,000 | 2,443,000 | 3,613,000 | 4,808,000 |
| Provision for loan losses | 1,000 | 6,000 | 11,000 | 15,000 |
| Pretax income | 497,000 | 930,000 | 1,511,000 | 2,473,000 |
| Income tax | 94,000 | 164,000 | 254,000 | 477,000 |
| Net income | 403,000 | 766,000 | 1,257,000 | 1,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,048,000 | 18,412,000 | 18,903,000 | 18,628,000 |
| Total capital | 19,089,000 | 19,461,000 | 19,959,000 | 19,690,000 |
| Risk-weighted assets | 129,711,000 | 134,700,000 | 135,466,000 | 129,996,000 |