Call reports 2019
SUNDOWN STATE BANK — 2019
What SUNDOWN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 163,886,000 | 159,260,000 | 159,326,000 | 173,665,000 |
| Total loans | 99,483,000 | 118,818,000 | 126,047,000 | 108,550,000 |
| Allowance for loan losses | 873,000 | 968,000 | 1,017,000 | 1,022,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,856,000 | 18,833,000 | 17,172,000 | 17,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,651,000 | 141,334,000 | 140,478,000 | 155,565,000 |
| Interest-bearing deposits | 89,076,000 | 88,046,000 | 88,967,000 | 101,231,000 |
| Noninterest-bearing deposits | 57,575,000 | 53,288,000 | 51,511,000 | 54,334,000 |
| Equity capital | 16,882,000 | 17,423,000 | 18,154,000 | 17,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,870,000 | 3,852,000 | 5,957,000 | 7,913,000 |
| Interest expense | 229,000 | 474,000 | 733,000 | 988,000 |
| Net interest income | 1,641,000 | 3,378,000 | 5,224,000 | 6,925,000 |
| Noninterest income | 261,000 | 501,000 | 792,000 | 1,040,000 |
| Noninterest expense | 1,231,000 | 2,466,000 | 3,724,000 | 4,923,000 |
| Provision for loan losses | 110,000 | 202,000 | 249,000 | 253,000 |
| Pretax income | 561,000 | 1,211,000 | 2,043,000 | 2,789,000 |
| Income tax | 108,000 | 217,000 | 318,000 | 500,000 |
| Net income | 453,000 | 994,000 | 1,725,000 | 2,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,882,000 | 17,423,000 | 18,154,000 | 17,645,000 |
| Total capital | 17,755,000 | 18,391,000 | 19,171,000 | 18,667,000 |
| Risk-weighted assets | 127,611,000 | 137,068,000 | 141,026,000 | 130,099,000 |