Call reports 2018
SUNDOWN STATE BANK — 2018
What SUNDOWN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,856,000 | 150,937,000 | 153,460,000 | 156,010,000 |
| Total loans | 85,987,000 | 102,943,000 | 116,497,000 | 112,435,000 |
| Allowance for loan losses | 368,000 | 757,000 | 757,000 | 760,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,984,000 | 25,637,000 | 24,610,000 | 24,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,465,000 | 134,429,000 | 131,733,000 | 139,435,000 |
| Interest-bearing deposits | 82,189,000 | 84,292,000 | 82,542,000 | 84,829,000 |
| Noninterest-bearing deposits | 54,276,000 | 50,137,000 | 49,191,000 | 54,606,000 |
| Equity capital | 16,152,000 | 16,275,000 | 16,871,000 | 16,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 3,149,000 | 5,037,000 | 7,035,000 |
| Interest expense | 196,000 | 398,000 | 610,000 | 848,000 |
| Net interest income | 1,290,000 | 2,751,000 | 4,427,000 | 6,187,000 |
| Noninterest income | 247,000 | 479,000 | 720,000 | 961,000 |
| Noninterest expense | 1,125,000 | 2,292,000 | 3,468,000 | 4,782,000 |
| Provision for loan losses | 87,000 | 475,000 | 565,000 | 572,000 |
| Pretax income | 325,000 | 463,000 | 1,125,000 | 1,805,000 |
| Income tax | 7,000 | 22,000 | 88,000 | 140,000 |
| Net income | 318,000 | 441,000 | 1,037,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,152,000 | 16,275,000 | 16,871,000 | 16,429,000 |
| Total capital | 16,520,000 | 17,032,000 | 17,628,000 | 17,189,000 |
| Risk-weighted assets | 112,721,000 | 122,578,000 | 131,439,000 | 128,912,000 |