Call reports 2017
SUNDOWN STATE BANK — 2017
What SUNDOWN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 140,798,000 | 146,418,000 | 142,660,000 | 155,567,000 |
| Total loans | 75,936,000 | 85,926,000 | 88,999,000 | 78,608,000 |
| Allowance for loan losses | 778,000 | 778,000 | 717,000 | 707,000 |
| Securities available for sale | 321,000 | 0 | 0 | 0 |
| Securities held to maturity | 30,935,000 | 30,610,000 | 28,320,000 | 28,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,790,000 | 129,964,000 | 125,670,000 | 139,551,000 |
| Interest-bearing deposits | 75,725,000 | 82,437,000 | 77,979,000 | 80,100,000 |
| Noninterest-bearing deposits | 49,065,000 | 47,527,000 | 47,691,000 | 59,451,000 |
| Equity capital | 15,567,000 | 15,973,000 | 16,427,000 | 15,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,736,000 | 4,272,000 | 5,788,000 |
| Interest expense | 121,000 | 277,000 | 463,000 | 658,000 |
| Net interest income | 1,197,000 | 2,459,000 | 3,809,000 | 5,130,000 |
| Noninterest income | 238,000 | 491,000 | 723,000 | 991,000 |
| Noninterest expense | 1,069,000 | 2,135,000 | 3,171,000 | 4,351,000 |
| Provision for loan losses | 0 | -3,000 | 7,000 | 37,000 |
| Pretax income | 366,000 | 825,000 | 1,361,000 | 1,740,000 |
| Income tax | 13,000 | 63,000 | 145,000 | 67,000 |
| Net income | 353,000 | 762,000 | 1,216,000 | 1,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,567,000 | 15,973,000 | 16,427,000 | 15,834,000 |
| Total capital | 16,345,000 | 16,751,000 | 17,144,000 | 16,541,000 |
| Risk-weighted assets | 98,932,000 | 106,684,000 | 106,523,000 | 100,548,000 |