Call reports 2015
SUNDOWN STATE BANK — 2015
What SUNDOWN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 193,623,000 | 160,379,000 | 158,991,000 | 155,985,000 |
| Total loans | 78,575,000 | 85,555,000 | 96,045,000 | 85,944,000 |
| Allowance for loan losses | 882,000 | 893,000 | 892,000 | 893,000 |
| Securities available for sale | 336,000 | 337,000 | 327,000 | 324,000 |
| Securities held to maturity | 33,563,000 | 34,720,000 | 33,339,000 | 33,287,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,721,000 | 144,991,000 | 142,988,000 | 140,856,000 |
| Interest-bearing deposits | 71,091,000 | 92,498,000 | 91,300,000 | 89,932,000 |
| Noninterest-bearing deposits | 107,630,000 | 52,493,000 | 51,688,000 | 50,924,000 |
| Equity capital | 14,493,000 | 14,925,000 | 15,438,000 | 14,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,780,000 | 4,313,000 | 5,849,000 |
| Interest expense | 71,000 | 146,000 | 238,000 | 330,000 |
| Net interest income | 1,310,000 | 2,634,000 | 4,075,000 | 5,519,000 |
| Noninterest income | 284,000 | 538,000 | 798,000 | 1,119,000 |
| Noninterest expense | 1,037,000 | 2,096,000 | 3,206,000 | 4,493,000 |
| Provision for loan losses | 30,000 | 40,000 | 64,000 | 131,000 |
| Pretax income | 527,000 | 1,036,000 | 1,643,000 | 2,054,000 |
| Income tax | 41,000 | 119,000 | 207,000 | 227,000 |
| Net income | 486,000 | 917,000 | 1,436,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,475,000 | 14,915,000 | 15,434,000 | 14,775,000 |
| Total capital | 15,357,000 | 15,808,000 | 16,326,000 | 15,668,000 |
| Risk-weighted assets | 102,476,000 | 98,546,000 | 107,830,000 | 99,901,000 |