Call reports 2014
SUNDOWN STATE BANK — 2014
What SUNDOWN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 145,373,000 | 135,127,000 | 203,752,000 | 192,155,000 |
| Total loans | 78,645,000 | 89,921,000 | 94,023,000 | 90,076,000 |
| Allowance for loan losses | 926,000 | 924,000 | 873,000 | 852,000 |
| Securities available for sale | 318,000 | 319,000 | 40,323,000 | 324,000 |
| Securities held to maturity | 35,040,000 | 34,369,000 | 34,314,000 | 34,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,383,000 | 122,255,000 | 190,588,000 | 179,546,000 |
| Interest-bearing deposits | 76,168,000 | 69,717,000 | 68,727,000 | 70,530,000 |
| Noninterest-bearing deposits | 57,215,000 | 52,538,000 | 121,861,000 | 109,016,000 |
| Equity capital | 11,869,000 | 12,337,000 | 12,891,000 | 12,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,757,000 | 4,342,000 | 5,941,000 |
| Interest expense | 73,000 | 136,000 | 206,000 | 275,000 |
| Net interest income | 1,257,000 | 2,621,000 | 4,136,000 | 5,666,000 |
| Noninterest income | 280,000 | 547,000 | 824,000 | 1,116,000 |
| Noninterest expense | 1,061,000 | 2,096,000 | 3,167,000 | 4,409,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 29,000 |
| Pretax income | 471,000 | 1,067,000 | 1,788,000 | 2,344,000 |
| Income tax | 70,000 | 198,000 | 370,000 | 513,000 |
| Net income | 401,000 | 869,000 | 1,418,000 | 1,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,872,000 | 12,339,000 | 12,890,000 | 12,448,000 |
| Total capital | 12,798,000 | 13,263,000 | 13,763,000 | 13,300,000 |
| Risk-weighted assets | 97,301,000 | 103,576,000 | 110,891,000 | 110,839,000 |