Call reports 2013
SUNDOWN STATE BANK — 2013
What SUNDOWN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 153,494,000 | 141,974,000 | 138,527,000 | 140,560,000 |
| Total loans | 69,938,000 | 88,121,000 | 94,983,000 | 88,156,000 |
| Allowance for loan losses | 752,000 | 839,000 | 839,000 | 776,000 |
| Securities available for sale | 323,000 | 323,000 | 307,000 | 295,000 |
| Securities held to maturity | 25,738,000 | 28,811,000 | 28,859,000 | 29,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,419,000 | 130,169,000 | 126,001,000 | 128,767,000 |
| Interest-bearing deposits | 74,421,000 | 71,489,000 | 72,550,000 | 70,067,000 |
| Noninterest-bearing deposits | 67,998,000 | 58,680,000 | 53,451,000 | 58,700,000 |
| Equity capital | 10,880,000 | 11,462,000 | 11,976,000 | 11,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,581,000 | 4,046,000 | 5,558,000 |
| Interest expense | 75,000 | 151,000 | 230,000 | 310,000 |
| Net interest income | 1,167,000 | 2,430,000 | 3,816,000 | 5,248,000 |
| Noninterest income | 218,000 | 432,000 | 724,000 | 977,000 |
| Noninterest expense | 975,000 | 1,971,000 | 3,018,000 | 4,294,000 |
| Provision for loan losses | 11,000 | 96,000 | 96,000 | 95,000 |
| Pretax income | 399,000 | 795,000 | 1,426,000 | 1,836,000 |
| Income tax | 96,000 | 202,000 | 309,000 | 380,000 |
| Net income | 303,000 | 593,000 | 1,117,000 | 1,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,881,000 | 11,463,000 | 11,987,000 | 11,472,000 |
| Total capital | 11,633,000 | 12,302,000 | 12,826,000 | 12,248,000 |
| Risk-weighted assets | 94,824,000 | 104,167,000 | 108,479,000 | 105,174,000 |