Call reports 2012
SUNDOWN STATE BANK — 2012
What SUNDOWN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,500,000 | 134,178,000 | 138,262,000 | 157,420,000 |
| Total loans | 65,924,000 | 81,229,000 | 91,121,000 | 83,335,000 |
| Allowance for loan losses | 700,000 | 731,000 | 740,000 | 740,000 |
| Securities available for sale | 682,000 | 329,000 | 329,000 | 329,000 |
| Securities held to maturity | 29,190,000 | 27,416,000 | 27,388,000 | 25,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,166,000 | 123,430,000 | 126,972,000 | 146,487,000 |
| Interest-bearing deposits | 69,068,000 | 66,442,000 | 67,159,000 | 69,977,000 |
| Noninterest-bearing deposits | 57,098,000 | 56,988,000 | 59,813,000 | 76,510,000 |
| Equity capital | 10,176,000 | 10,538,000 | 11,025,000 | 10,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,509,000 | 3,986,000 | 5,508,000 |
| Interest expense | 116,000 | 216,000 | 303,000 | 382,000 |
| Net interest income | 1,084,000 | 2,293,000 | 3,683,000 | 5,126,000 |
| Noninterest income | 227,000 | 432,000 | 652,000 | 876,000 |
| Noninterest expense | 1,025,000 | 2,049,000 | 3,128,000 | 4,393,000 |
| Provision for loan losses | 121,000 | 150,000 | 159,000 | -43,000 |
| Pretax income | 472,000 | 865,000 | 1,387,000 | 1,987,000 |
| Income tax | 30,000 | 65,000 | 100,000 | 305,000 |
| Net income | 442,000 | 800,000 | 1,287,000 | 1,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,178,000 | 10,536,000 | 11,023,000 | 10,578,000 |
| Total capital | 10,878,000 | 11,267,000 | 11,763,000 | 11,318,000 |
| Risk-weighted assets | 89,709,000 | 96,500,000 | 103,560,000 | 101,289,000 |