Call reports 2011
SUNDOWN STATE BANK — 2011
What SUNDOWN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 108,736,000 | 117,508,000 | 128,509,000 | 133,897,000 |
| Total loans | 60,443,000 | 73,539,000 | 78,043,000 | 68,310,000 |
| Allowance for loan losses | 539,000 | 578,000 | 578,000 | 578,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,459,000 | 24,769,000 | 25,447,000 | 27,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,245,000 | 107,537,000 | 118,073,000 | 123,991,000 |
| Interest-bearing deposits | 59,613,000 | 62,650,000 | 67,389,000 | 70,125,000 |
| Noninterest-bearing deposits | 39,632,000 | 44,887,000 | 50,684,000 | 53,866,000 |
| Equity capital | 9,341,000 | 9,778,000 | 10,166,000 | 9,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,151,000 | 2,475,000 | 3,898,000 | 5,295,000 |
| Interest expense | 134,000 | 271,000 | 412,000 | 548,000 |
| Net interest income | 1,017,000 | 2,204,000 | 3,486,000 | 4,747,000 |
| Noninterest income | 230,000 | 446,000 | 676,000 | 891,000 |
| Noninterest expense | 979,000 | 1,988,000 | 3,043,000 | 4,239,000 |
| Provision for loan losses | 15,000 | -97,000 | -97,000 | -98,000 |
| Pretax income | 253,000 | 759,000 | 1,216,000 | 1,497,000 |
| Income tax | 53,000 | 122,000 | 191,000 | 152,000 |
| Net income | 200,000 | 637,000 | 1,025,000 | 1,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,341,000 | 9,778,000 | 10,166,000 | 9,736,000 |
| Total capital | 9,880,000 | 10,356,000 | 10,744,000 | 10,314,000 |
| Risk-weighted assets | 75,163,000 | 84,671,000 | 88,781,000 | 81,316,000 |