Call reports 2010
SUNDOWN STATE BANK — 2010
What SUNDOWN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 98,685,000 | 112,132,000 | 120,480,000 | 105,109,000 |
| Total loans | 67,704,000 | 80,888,000 | 86,764,000 | 72,687,000 |
| Allowance for loan losses | 303,000 | 516,000 | 539,000 | 524,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,878,000 | 20,139,000 | 21,599,000 | 22,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,251,000 | 85,654,000 | 91,764,000 | 93,867,000 |
| Interest-bearing deposits | 52,528,000 | 52,130,000 | 52,520,000 | 55,119,000 |
| Noninterest-bearing deposits | 32,723,000 | 33,524,000 | 39,244,000 | 38,748,000 |
| Equity capital | 8,905,000 | 9,246,000 | 9,723,000 | 9,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,634,000 | 4,168,000 | 5,616,000 |
| Interest expense | 159,000 | 316,000 | 468,000 | 608,000 |
| Net interest income | 1,133,000 | 2,318,000 | 3,700,000 | 5,008,000 |
| Noninterest income | 209,000 | 421,000 | 656,000 | 796,000 |
| Noninterest expense | 979,000 | 1,927,000 | 2,924,000 | 4,071,000 |
| Provision for loan losses | 0 | 63,000 | 171,000 | 171,000 |
| Pretax income | 354,000 | 740,000 | 1,262,000 | 1,563,000 |
| Income tax | 45,000 | 90,000 | 135,000 | 230,000 |
| Net income | 309,000 | 650,000 | 1,127,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,905,000 | 9,246,000 | 9,723,000 | 9,141,000 |
| Total capital | 9,208,000 | 9,762,000 | 10,262,000 | 9,665,000 |
| Risk-weighted assets | 78,468,000 | 88,905,000 | 94,546,000 | 78,741,000 |