Call reports 2006
SUNDOWN STATE BANK — 2006
What SUNDOWN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 81,805,000 | 79,857,000 | 81,996,000 | 85,307,000 |
| Total loans | 32,907,000 | 41,365,000 | 48,747,000 | 44,647,000 |
| Allowance for loan losses | 238,000 | 238,000 | 238,000 | 238,000 |
| Securities available for sale | 119,000 | 117,000 | 121,000 | 8,974,000 |
| Securities held to maturity | 31,692,000 | 30,521,000 | 17,914,000 | 19,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,411,000 | 74,036,000 | 75,717,000 | 79,525,000 |
| Interest-bearing deposits | 49,925,000 | 49,855,000 | 50,409,000 | 55,671,000 |
| Noninterest-bearing deposits | 26,486,000 | 24,181,000 | 25,308,000 | 23,854,000 |
| Equity capital | 5,287,000 | 5,616,000 | 5,963,000 | 5,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,419,000 | 3,837,000 | 5,302,000 |
| Interest expense | 334,000 | 704,000 | 1,118,000 | 1,576,000 |
| Net interest income | 814,000 | 1,715,000 | 2,719,000 | 3,726,000 |
| Noninterest income | 152,000 | 306,000 | 485,000 | 660,000 |
| Noninterest expense | 686,000 | 1,387,000 | 2,148,000 | 3,033,000 |
| Provision for loan losses | 8,000 | 9,000 | 8,000 | 18,000 |
| Pretax income | 272,000 | 625,000 | 1,048,000 | 1,335,000 |
| Income tax | 21,000 | 43,000 | 122,000 | 187,000 |
| Net income | 251,000 | 582,000 | 926,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,287,000 | 5,618,000 | 5,962,000 | 5,591,000 |
| Total capital | 5,525,000 | 5,856,000 | 6,200,000 | 5,829,000 |
| Risk-weighted assets | 47,903,000 | 46,141,000 | 59,572,000 | 51,560,000 |