Call reports 2002
SUNDOWN STATE BANK — 2002
What SUNDOWN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,550,000 | 53,873,000 | 58,700,000 | 60,570,000 |
| Total loans | 29,129,000 | 35,199,000 | 39,052,000 | 34,162,000 |
| Allowance for loan losses | 271,000 | 271,000 | 271,000 | 270,000 |
| Securities available for sale | 136,000 | 136,000 | 136,000 | 135,000 |
| Securities held to maturity | 14,593,000 | 13,209,000 | 12,909,000 | 12,907,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,484,000 | 47,352,000 | 50,086,000 | 56,362,000 |
| Interest-bearing deposits | 33,521,000 | 34,008,000 | 36,142,000 | 39,726,000 |
| Noninterest-bearing deposits | 14,963,000 | 13,344,000 | 13,944,000 | 16,636,000 |
| Equity capital | 4,011,000 | 4,277,000 | 4,554,000 | 4,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,616,000 | 2,519,000 | 3,394,000 |
| Interest expense | 223,000 | 424,000 | 636,000 | 842,000 |
| Net interest income | 562,000 | 1,192,000 | 1,883,000 | 2,552,000 |
| Noninterest income | 152,000 | 320,000 | 489,000 | 676,000 |
| Noninterest expense | 522,000 | 1,046,000 | 1,600,000 | 2,392,000 |
| Provision for loan losses | 6,000 | 10,000 | 40,000 | 71,000 |
| Pretax income | 186,000 | 456,000 | 733,000 | 766,000 |
| Income tax | 0 | 5,000 | 5,000 | 18,000 |
| Net income | 186,000 | 451,000 | 728,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,010,000 | 4,276,000 | 4,553,000 | 4,111,000 |
| Total capital | 4,281,000 | 4,547,000 | 4,824,000 | 4,381,000 |
| Risk-weighted assets | 33,755,000 | 35,239,000 | 38,460,000 | 40,087,000 |