Call reports 2001
SUNDOWN STATE BANK — 2001
What SUNDOWN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,468,000 | 52,389,000 | 55,785,000 | 55,814,000 |
| Total loans | 28,763,000 | 33,522,000 | 36,347,000 | 34,043,000 |
| Allowance for loan losses | 290,000 | 300,000 | 301,000 | 271,000 |
| Securities available for sale | 232,000 | 137,000 | 137,000 | 136,000 |
| Securities held to maturity | 13,348,000 | 13,554,000 | 13,553,000 | 13,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,770,000 | 47,512,000 | 44,453,000 | 49,155,000 |
| Interest-bearing deposits | 32,361,000 | 34,043,000 | 31,456,000 | 34,270,000 |
| Noninterest-bearing deposits | 12,409,000 | 13,469,000 | 12,997,000 | 14,885,000 |
| Equity capital | 3,621,000 | 3,779,000 | 4,045,000 | 3,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,854,000 | 2,854,000 | 3,802,000 |
| Interest expense | 388,000 | 725,000 | 1,072,000 | 1,373,000 |
| Net interest income | 555,000 | 1,129,000 | 1,782,000 | 2,429,000 |
| Noninterest income | 137,000 | 289,000 | 431,000 | 577,000 |
| Noninterest expense | 503,000 | 1,025,000 | 1,547,000 | 2,250,000 |
| Provision for loan losses | 25,000 | 65,000 | 72,000 | 72,000 |
| Pretax income | 164,000 | 326,000 | 592,000 | 682,000 |
| Income tax | 5,000 | 10,000 | 10,000 | 20,000 |
| Net income | 159,000 | 316,000 | 582,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,620,000 | 3,778,000 | 4,044,000 | 3,824,000 |
| Total capital | 3,910,000 | 4,078,000 | 4,345,000 | 4,095,000 |
| Risk-weighted assets | 32,065,000 | 33,410,000 | 36,569,000 | 35,258,000 |