Call reports 2025
SPUR SECURITY BANK — 2025
What SPUR SECURITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 115,739,000 | 116,579,000 | 120,920,000 | 134,524,000 |
| Total loans | 66,205,000 | 74,110,000 | 76,813,000 | 83,473,000 |
| Allowance for loan losses | 746,000 | 746,000 | 842,000 | 941,000 |
| Securities available for sale | 28,126,000 | 27,351,000 | 28,069,000 | 28,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,020,000 | 108,751,000 | 111,936,000 | 125,002,000 |
| Interest-bearing deposits | 76,610,000 | 80,511,000 | 84,852,000 | 94,151,000 |
| Noninterest-bearing deposits | 31,410,000 | 28,240,000 | 27,084,000 | 30,851,000 |
| Equity capital | 7,226,000 | 7,150,000 | 8,347,000 | 8,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,646,000 | 3,378,000 | 5,205,000 | 7,134,000 |
| Interest expense | 735,000 | 1,455,000 | 2,241,000 | 3,062,000 |
| Net interest income | 911,000 | 1,923,000 | 2,964,000 | 4,072,000 |
| Noninterest income | 53,000 | 114,000 | 186,000 | 388,000 |
| Noninterest expense | 895,000 | 1,777,000 | 2,659,000 | 3,817,000 |
| Provision for loan losses | 45,000 | 45,000 | 145,000 | 245,000 |
| Pretax income | 24,000 | 205,000 | 336,000 | 368,000 |
| Income tax | 0 | 0 | -30,000 | 15,000 |
| Net income | 24,000 | 205,000 | 366,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,378,000 | 13,631,000 | 13,720,000 | 13,706,000 |
| Total capital | 14,124,000 | 14,387,000 | 14,572,000 | 14,678,000 |
| Risk-weighted assets | 67,596,000 | 75,336,000 | 78,597,000 | 87,323,000 |