Call reports 2023
SPUR SECURITY BANK — 2023
What SPUR SECURITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 68,313,000 | 73,097,000 | 80,231,000 | 83,818,000 |
| Total loans | 14,083,000 | 21,152,000 | 25,608,000 | 38,013,000 |
| Allowance for loan losses | 130,000 | 230,000 | 260,000 | 390,000 |
| Securities available for sale | 29,521,000 | 28,881,000 | 27,416,000 | 28,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,156,000 | 73,943,000 | 77,490,000 | 78,418,000 |
| Interest-bearing deposits | 43,986,000 | 49,681,000 | 54,275,000 | 51,364,000 |
| Noninterest-bearing deposits | 25,170,000 | 24,262,000 | 23,215,000 | 27,054,000 |
| Equity capital | -1,046,000 | -1,113,000 | 2,393,000 | 5,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,336,000 | 2,167,000 | 3,180,000 |
| Interest expense | 249,000 | 582,000 | 983,000 | 1,470,000 |
| Net interest income | 368,000 | 754,000 | 1,184,000 | 1,710,000 |
| Noninterest income | 25,000 | 278,000 | 344,000 | 461,000 |
| Noninterest expense | 305,000 | 812,000 | 1,590,000 | 2,383,000 |
| Provision for loan losses | 28,000 | 128,000 | 158,000 | 288,000 |
| Pretax income | 63,000 | 95,000 | -217,000 | -497,000 |
| Income tax | 0 | 0 | -4,000 | -4,000 |
| Net income | 63,000 | 95,000 | -213,000 | -493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,743,000 | 5,735,000 | 10,127,000 | 11,147,000 |
| Total capital | 5,873,000 | 5,965,000 | 10,387,000 | 11,537,000 |
| Risk-weighted assets | 27,196,000 | 33,967,000 | 38,514,000 | 48,935,000 |