Call reports 2022
SPUR SECURITY BANK — 2022
What SPUR SECURITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 53,267,000 | 48,995,000 | 55,704,000 | 68,684,000 |
| Total loans | 10,665,000 | 11,595,000 | 11,102,000 | 10,963,000 |
| Allowance for loan losses | 52,000 | 58,000 | 62,000 | 102,000 |
| Securities available for sale | 35,343,000 | 31,840,000 | 31,692,000 | 31,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,713,000 | 50,068,000 | 57,631,000 | 69,750,000 |
| Interest-bearing deposits | 26,287,000 | 26,314,000 | 35,412,000 | 47,299,000 |
| Noninterest-bearing deposits | 24,426,000 | 23,754,000 | 22,219,000 | 22,451,000 |
| Equity capital | 2,503,000 | -1,134,000 | -2,010,000 | -1,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 277,000 | 584,000 | 945,000 | 1,406,000 |
| Interest expense | 36,000 | 66,000 | 100,000 | 240,000 |
| Net interest income | 241,000 | 518,000 | 845,000 | 1,166,000 |
| Noninterest income | 20,000 | 43,000 | 63,000 | 89,000 |
| Noninterest expense | 257,000 | 516,000 | 778,000 | 1,089,000 |
| Provision for loan losses | 0 | 6,000 | 11,000 | 51,000 |
| Pretax income | 4,000 | 39,000 | 119,000 | 115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 39,000 | 119,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,598,000 | 5,633,000 | 5,714,000 | 5,680,000 |
| Total capital | 5,650,000 | 5,691,000 | 5,776,000 | 5,782,000 |
| Risk-weighted assets | 20,545,000 | 21,290,000 | 22,430,000 | 24,841,000 |