Call reports 2021
SPUR SECURITY BANK — 2021
What SPUR SECURITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 55,001,000 | 55,076,000 | 52,577,000 | 53,721,000 |
| Total loans | 6,386,000 | 6,607,000 | 9,404,000 | 9,942,000 |
| Allowance for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 35,989,000 | 36,318,000 | 37,844,000 | 38,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,191,000 | 49,243,000 | 46,944,000 | 48,441,000 |
| Interest-bearing deposits | 24,996,000 | 25,502,000 | 26,002,000 | 25,652,000 |
| Noninterest-bearing deposits | 24,196,000 | 23,741,000 | 20,942,000 | 22,789,000 |
| Equity capital | 5,737,000 | 5,749,000 | 5,559,000 | 5,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 221,000 | 476,000 | 734,000 | 1,020,000 |
| Interest expense | 60,000 | 123,000 | 186,000 | 243,000 |
| Net interest income | 161,000 | 353,000 | 548,000 | 777,000 |
| Noninterest income | 26,000 | 49,000 | 83,000 | 109,000 |
| Noninterest expense | 224,000 | 468,000 | 703,000 | 1,011,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 47,000 | 140,000 | 90,000 |
| Income tax | 0 | 0 | 4,000 | 4,000 |
| Net income | 40,000 | 47,000 | 136,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,552,000 | 5,560,000 | 5,649,000 | 5,594,000 |
| Total capital | 5,604,000 | 5,612,000 | 5,701,000 | 5,646,000 |
| Risk-weighted assets | 16,876,000 | 16,806,000 | 18,584,000 | 19,478,000 |