Call reports 2020
SPUR SECURITY BANK — 2020
What SPUR SECURITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 47,262,000 | 48,046,000 | 49,860,000 | 52,586,000 |
| Total loans | 7,733,000 | 7,868,000 | 7,761,000 | 6,731,000 |
| Allowance for loan losses | 51,000 | 52,000 | 51,000 | 51,000 |
| Securities available for sale | 32,564,000 | 32,954,000 | 31,128,000 | 29,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,933,000 | 41,974,000 | 43,634,000 | 46,413,000 |
| Interest-bearing deposits | 23,706,000 | 23,625,000 | 23,811,000 | 23,566,000 |
| Noninterest-bearing deposits | 18,227,000 | 18,349,000 | 19,823,000 | 22,847,000 |
| Equity capital | 5,251,000 | 5,973,000 | 6,142,000 | 6,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 592,000 | 841,000 | 1,079,000 |
| Interest expense | 59,000 | 119,000 | 180,000 | 239,000 |
| Net interest income | 243,000 | 473,000 | 661,000 | 840,000 |
| Noninterest income | 26,000 | 63,000 | 91,000 | 116,000 |
| Noninterest expense | 256,000 | 490,000 | 717,000 | 1,020,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -12,000 | 130,000 | 131,000 | 36,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -12,000 | 130,000 | 131,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,464,000 | 5,607,000 | 5,608,000 | 5,513,000 |
| Total capital | 5,516,000 | 5,658,000 | 5,659,000 | 5,564,000 |
| Risk-weighted assets | 16,449,000 | 16,800,000 | 17,044,000 | 16,727,000 |