Call reports 2019
SPUR SECURITY BANK — 2019
What SPUR SECURITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 46,188,000 | 45,503,000 | 44,971,000 | 46,240,000 |
| Total loans | 7,871,000 | 8,169,000 | 8,326,000 | 8,365,000 |
| Allowance for loan losses | 53,000 | 53,000 | 52,000 | 52,000 |
| Securities available for sale | 31,509,000 | 30,259,000 | 29,594,000 | 30,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,299,000 | 40,051,000 | 39,353,000 | 40,601,000 |
| Interest-bearing deposits | 23,763,000 | 23,029,000 | 22,759,000 | 22,465,000 |
| Noninterest-bearing deposits | 17,536,000 | 17,022,000 | 16,595,000 | 18,136,000 |
| Equity capital | 4,811,000 | 5,367,000 | 5,540,000 | 5,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 650,000 | 956,000 | 1,269,000 |
| Interest expense | 54,000 | 112,000 | 170,000 | 228,000 |
| Net interest income | 267,000 | 538,000 | 786,000 | 1,041,000 |
| Noninterest income | 23,000 | 49,000 | 77,000 | 101,000 |
| Noninterest expense | 255,000 | 475,000 | 711,000 | 1,060,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 117,000 | 330,000 | 263,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 117,000 | 330,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,250,000 | 5,330,000 | 5,542,000 | 5,476,000 |
| Total capital | 5,303,000 | 5,383,000 | 5,594,000 | 5,528,000 |
| Risk-weighted assets | 16,136,000 | 16,228,000 | 15,063,000 | 14,988,000 |