Call reports 2018
SPUR SECURITY BANK — 2018
What SPUR SECURITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 44,716,000 | 43,893,000 | 42,105,000 | 45,300,000 |
| Total loans | 8,633,000 | 8,849,000 | 8,779,000 | 8,559,000 |
| Allowance for loan losses | 56,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 31,490,000 | 30,705,000 | 29,334,000 | 29,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,403,000 | 39,630,000 | 37,836,000 | 40,782,000 |
| Interest-bearing deposits | 24,051,000 | 23,007,000 | 22,903,000 | 22,385,000 |
| Noninterest-bearing deposits | 16,352,000 | 16,623,000 | 14,933,000 | 18,397,000 |
| Equity capital | 4,272,000 | 4,205,000 | 4,197,000 | 4,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 623,000 | 937,000 | 1,248,000 |
| Interest expense | 38,000 | 74,000 | 116,000 | 163,000 |
| Net interest income | 276,000 | 549,000 | 821,000 | 1,085,000 |
| Noninterest income | 44,000 | 68,000 | 95,000 | 121,000 |
| Noninterest expense | 234,000 | 495,000 | 730,000 | 1,023,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 119,000 | 183,000 | 180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 119,000 | 183,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,119,000 | 5,156,000 | 5,219,000 | 5,213,000 |
| Total capital | 5,175,000 | 5,208,000 | 5,271,000 | 5,265,000 |
| Risk-weighted assets | 18,462,000 | 16,685,000 | 16,190,000 | 16,600,000 |