Call reports 2017
SPUR SECURITY BANK — 2017
What SPUR SECURITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 45,417,000 | 44,836,000 | 43,321,000 | 46,162,000 |
| Total loans | 8,975,000 | 9,313,000 | 9,573,000 | 9,462,000 |
| Allowance for loan losses | 83,000 | 82,000 | 80,000 | 73,000 |
| Securities available for sale | 27,908,000 | 29,862,000 | 29,841,000 | 30,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,613,000 | 39,862,000 | 38,289,000 | 41,480,000 |
| Interest-bearing deposits | 25,187,000 | 25,422,000 | 25,521,000 | 26,097,000 |
| Noninterest-bearing deposits | 15,426,000 | 14,440,000 | 12,768,000 | 15,383,000 |
| Equity capital | 4,750,000 | 4,913,000 | 4,967,000 | 4,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 602,000 | 904,000 | 1,209,000 |
| Interest expense | 38,000 | 77,000 | 117,000 | 157,000 |
| Net interest income | 262,000 | 525,000 | 787,000 | 1,052,000 |
| Noninterest income | 21,000 | 44,000 | 71,000 | 91,000 |
| Noninterest expense | 206,000 | 444,000 | 668,000 | 953,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 140,000 | 205,000 | 205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 140,000 | 205,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,004,000 | 5,052,000 | 5,116,000 | 5,036,000 |
| Total capital | 5,087,000 | 5,134,000 | 5,196,000 | 5,109,000 |
| Risk-weighted assets | 17,756,000 | 17,839,000 | 17,755,000 | 18,507,000 |