Call reports 2016
SPUR SECURITY BANK — 2016
What SPUR SECURITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 44,769,000 | 44,399,000 | 42,412,000 | 44,271,000 |
| Total loans | 8,856,000 | 9,113,000 | 9,351,000 | 9,521,000 |
| Allowance for loan losses | 90,000 | 91,000 | 89,000 | 89,000 |
| Securities available for sale | 29,335,000 | 29,195,000 | 28,180,000 | 26,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,761,000 | 39,250,000 | 37,205,000 | 39,649,000 |
| Interest-bearing deposits | 25,181,000 | 24,471,000 | 23,872,000 | 23,847,000 |
| Noninterest-bearing deposits | 14,580,000 | 14,779,000 | 13,333,000 | 15,802,000 |
| Equity capital | 4,957,000 | 5,087,000 | 5,139,000 | 4,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 596,000 | 888,000 | 1,170,000 |
| Interest expense | 38,000 | 76,000 | 115,000 | 152,000 |
| Net interest income | 265,000 | 520,000 | 773,000 | 1,018,000 |
| Noninterest income | 22,000 | 44,000 | 80,000 | 95,000 |
| Noninterest expense | 232,000 | 454,000 | 687,000 | 940,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 110,000 | 168,000 | 183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 110,000 | 168,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,844,000 | 4,899,000 | 4,957,000 | 4,912,000 |
| Total capital | 4,934,000 | 4,990,000 | 5,046,000 | 5,001,000 |
| Risk-weighted assets | 17,312,000 | 17,264,000 | 17,079,000 | 17,667,000 |