Call reports 2015
SPUR SECURITY BANK — 2015
What SPUR SECURITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 46,341,000 | 45,206,000 | 44,501,000 | 44,965,000 |
| Total loans | 8,361,000 | 9,105,000 | 8,904,000 | 8,977,000 |
| Allowance for loan losses | 91,000 | 88,000 | 89,000 | 85,000 |
| Securities available for sale | 29,624,000 | 29,583,000 | 30,296,000 | 29,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,346,000 | 40,273,000 | 39,499,000 | 40,124,000 |
| Interest-bearing deposits | 25,576,000 | 24,751,000 | 23,674,000 | 24,454,000 |
| Noninterest-bearing deposits | 15,770,000 | 15,522,000 | 15,825,000 | 15,670,000 |
| Equity capital | 4,939,000 | 4,864,000 | 4,921,000 | 4,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 614,000 | 914,000 | 1,213,000 |
| Interest expense | 39,000 | 78,000 | 117,000 | 155,000 |
| Net interest income | 279,000 | 536,000 | 797,000 | 1,058,000 |
| Noninterest income | 19,000 | 43,000 | 71,000 | 87,000 |
| Noninterest expense | 234,000 | 474,000 | 729,000 | 982,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 39,000 | 80,000 | 133,000 | 158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 39,000 | 80,000 | 133,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,939,000 | 4,710,000 | 4,763,000 | 4,788,000 |
| Total capital | 5,030,000 | 4,798,000 | 4,852,000 | 4,873,000 |
| Risk-weighted assets | 17,151,000 | 17,604,000 | 17,455,000 | 17,564,000 |