Call reports 2014
SPUR SECURITY BANK — 2014
What SPUR SECURITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 45,734,000 | 44,829,000 | 42,539,000 | 44,180,000 |
| Total loans | 8,928,000 | 9,020,000 | 10,133,000 | 9,603,000 |
| Allowance for loan losses | 105,000 | 108,000 | 104,000 | 66,000 |
| Securities available for sale | 27,298,000 | 30,598,000 | 29,270,000 | 28,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,207,000 | 39,989,000 | 37,700,000 | 39,229,000 |
| Interest-bearing deposits | 27,015,000 | 26,683,000 | 24,828,000 | 25,254,000 |
| Noninterest-bearing deposits | 14,192,000 | 13,306,000 | 12,872,000 | 13,975,000 |
| Equity capital | 4,471,000 | 4,780,000 | 4,760,000 | 4,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 661,000 | 991,000 | 1,312,000 |
| Interest expense | 42,000 | 84,000 | 125,000 | 164,000 |
| Net interest income | 295,000 | 577,000 | 866,000 | 1,148,000 |
| Noninterest income | 21,000 | 43,000 | 70,000 | 93,000 |
| Noninterest expense | 241,000 | 483,000 | 722,000 | 1,002,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 137,000 | 296,000 | 321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 137,000 | 296,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,440,000 | 4,502,000 | 4,662,000 | 4,630,000 |
| Total capital | 4,545,000 | 4,610,000 | 4,766,000 | 4,696,000 |
| Risk-weighted assets | 17,480,000 | 17,226,000 | 17,716,000 | 17,625,000 |