Call reports 2013
SPUR SECURITY BANK — 2013
What SPUR SECURITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 45,335,000 | 43,917,000 | 44,356,000 | 44,381,000 |
| Total loans | 9,331,000 | 9,810,000 | 10,351,000 | 10,288,000 |
| Allowance for loan losses | 110,000 | 111,000 | 106,000 | 105,000 |
| Securities available for sale | 25,753,000 | 26,046,000 | 25,422,000 | 24,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,495,000 | 39,450,000 | 39,902,000 | 39,948,000 |
| Interest-bearing deposits | 27,205,000 | 26,966,000 | 25,380,000 | 26,655,000 |
| Noninterest-bearing deposits | 13,290,000 | 12,484,000 | 14,522,000 | 13,293,000 |
| Equity capital | 4,788,000 | 4,404,000 | 4,386,000 | 4,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 309,000 | 612,000 | 918,000 | 1,242,000 |
| Interest expense | 45,000 | 89,000 | 131,000 | 173,000 |
| Net interest income | 264,000 | 523,000 | 787,000 | 1,069,000 |
| Noninterest income | 19,000 | 42,000 | 69,000 | 90,000 |
| Noninterest expense | 238,000 | 482,000 | 718,000 | 978,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 45,000 | 83,000 | 138,000 | 156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 45,000 | 83,000 | 138,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,304,000 | 4,342,000 | 4,397,000 | 4,365,000 |
| Total capital | 4,414,000 | 4,453,000 | 4,503,000 | 4,470,000 |
| Risk-weighted assets | 17,673,000 | 17,924,000 | 18,477,000 | 18,489,000 |