Call reports 2012
SPUR SECURITY BANK — 2012
What SPUR SECURITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,087,000 | 45,611,000 | 41,847,000 | 44,936,000 |
| Total loans | 9,821,000 | 9,737,000 | 10,424,000 | 9,886,000 |
| Allowance for loan losses | 104,000 | 105,000 | 105,000 | 113,000 |
| Securities available for sale | 23,394,000 | 26,761,000 | 25,406,000 | 24,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,365,000 | 40,859,000 | 36,850,000 | 40,114,000 |
| Interest-bearing deposits | 28,210,000 | 28,442,000 | 25,964,000 | 26,456,000 |
| Noninterest-bearing deposits | 12,155,000 | 12,417,000 | 10,886,000 | 13,658,000 |
| Equity capital | 4,654,000 | 4,679,000 | 4,920,000 | 4,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 682,000 | 1,013,000 | 1,336,000 |
| Interest expense | 72,000 | 140,000 | 198,000 | 248,000 |
| Net interest income | 286,000 | 542,000 | 815,000 | 1,088,000 |
| Noninterest income | 21,000 | 43,000 | 71,000 | 96,000 |
| Noninterest expense | 251,000 | 499,000 | 738,000 | 1,053,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 215,000 | 277,000 | 260,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 215,000 | 277,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,095,000 | 4,254,000 | 4,316,000 | 4,258,000 |
| Total capital | 4,199,000 | 4,359,000 | 4,421,000 | 4,371,000 |
| Risk-weighted assets | 17,867,000 | 18,077,000 | 17,828,000 | 18,121,000 |