Call reports 2011
SPUR SECURITY BANK — 2011
What SPUR SECURITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,768,000 | 40,378,000 | 46,127,000 | 45,938,000 |
| Total loans | 10,437,000 | 10,902,000 | 10,384,000 | 9,989,000 |
| Allowance for loan losses | 78,000 | 62,000 | 61,000 | 109,000 |
| Securities available for sale | 12,559,000 | 18,378,000 | 19,772,000 | 24,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,356,000 | 35,787,000 | 41,316,000 | 41,225,000 |
| Interest-bearing deposits | 22,081,000 | 22,628,000 | 27,743,000 | 27,517,000 |
| Noninterest-bearing deposits | 12,275,000 | 13,159,000 | 13,573,000 | 13,708,000 |
| Equity capital | 4,315,000 | 4,499,000 | 4,721,000 | 4,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 740,000 | 1,106,000 | 1,478,000 |
| Interest expense | 85,000 | 168,000 | 253,000 | 334,000 |
| Net interest income | 270,000 | 572,000 | 853,000 | 1,144,000 |
| Noninterest income | 24,000 | 52,000 | 83,000 | 106,000 |
| Noninterest expense | 230,000 | 465,000 | 696,000 | 967,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 64,000 | 159,000 | 240,000 | 243,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 159,000 | 240,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,910,000 | 4,004,000 | 4,086,000 | 4,039,000 |
| Total capital | 3,988,000 | 4,066,000 | 4,147,000 | 4,148,000 |
| Risk-weighted assets | 16,370,000 | 17,531,000 | 18,257,000 | 18,204,000 |