Call reports 2010
SPUR SECURITY BANK — 2010
What SPUR SECURITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 36,886,000 | 36,210,000 | 35,924,000 | 39,054,000 |
| Total loans | 11,006,000 | 11,484,000 | 11,912,000 | 11,864,000 |
| Allowance for loan losses | 89,000 | 70,000 | 87,000 | 75,000 |
| Securities available for sale | 18,154,000 | 17,591,000 | 17,163,000 | 15,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,612,000 | 31,791,000 | 31,360,000 | 34,730,000 |
| Interest-bearing deposits | 21,196,000 | 20,649,000 | 20,513,000 | 21,427,000 |
| Noninterest-bearing deposits | 11,416,000 | 11,142,000 | 10,847,000 | 13,303,000 |
| Equity capital | 4,177,000 | 4,320,000 | 4,456,000 | 4,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 792,000 | 1,193,000 | 1,583,000 |
| Interest expense | 99,000 | 196,000 | 291,000 | 381,000 |
| Net interest income | 304,000 | 596,000 | 902,000 | 1,202,000 |
| Noninterest income | 21,000 | 46,000 | 75,000 | 97,000 |
| Noninterest expense | 247,000 | 492,000 | 744,000 | 1,033,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 220,000 | 292,000 | 355,000 | 388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 220,000 | 292,000 | 355,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,767,000 | 3,839,000 | 3,903,000 | 3,846,000 |
| Total capital | 3,856,000 | 3,909,000 | 3,990,000 | 3,921,000 |
| Risk-weighted assets | 16,328,000 | 16,739,000 | 17,023,000 | 17,696,000 |