Call reports 2009
SPUR SECURITY BANK — 2009
What SPUR SECURITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 33,865,000 | 32,746,000 | 33,947,000 | 35,323,000 |
| Total loans | 10,395,000 | 11,152,000 | 11,889,000 | 11,888,000 |
| Allowance for loan losses | 61,000 | 101,000 | 93,000 | 98,000 |
| Securities available for sale | 18,996,000 | 17,960,000 | 18,590,000 | 18,838,000 |
| Securities held to maturity | 498,000 | 498,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,974,000 | 28,906,000 | 29,657,000 | 31,131,000 |
| Interest-bearing deposits | 18,391,000 | 18,525,000 | 19,262,000 | 19,664,000 |
| Noninterest-bearing deposits | 11,583,000 | 10,381,000 | 10,395,000 | 11,467,000 |
| Equity capital | 3,790,000 | 3,743,000 | 4,188,000 | 4,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 875,000 | 1,310,000 | 1,746,000 |
| Interest expense | 110,000 | 212,000 | 314,000 | 415,000 |
| Net interest income | 334,000 | 663,000 | 996,000 | 1,331,000 |
| Noninterest income | 43,000 | 66,000 | 92,000 | 114,000 |
| Noninterest expense | 218,000 | 445,000 | 687,000 | 993,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 40,000 |
| Pretax income | 223,000 | 308,000 | 425,000 | 476,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 223,000 | 308,000 | 425,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,394,000 | 3,478,000 | 3,595,000 | 3,547,000 |
| Total capital | 3,455,000 | 3,579,000 | 3,688,000 | 3,645,000 |
| Risk-weighted assets | 15,029,000 | 15,519,000 | 16,406,000 | 16,648,000 |