Call reports 2002
SPUR SECURITY BANK — 2002
What SPUR SECURITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,503,000 | 26,821,000 | 27,472,000 | 28,818,000 |
| Total loans | 11,201,000 | 11,553,000 | 11,533,000 | 11,322,000 |
| Allowance for loan losses | 143,000 | 127,000 | 114,000 | 101,000 |
| Securities available for sale | 9,850,000 | 9,390,000 | 8,628,000 | 9,105,000 |
| Securities held to maturity | 2,200,000 | 1,996,000 | 1,832,000 | 1,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,124,000 | 24,465,000 | 25,018,000 | 26,445,000 |
| Interest-bearing deposits | 17,734,000 | 17,337,000 | 17,203,000 | 18,481,000 |
| Noninterest-bearing deposits | 8,390,000 | 7,128,000 | 7,815,000 | 7,964,000 |
| Equity capital | 2,220,000 | 2,223,000 | 2,290,000 | 2,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 907,000 | 1,354,000 | 1,790,000 |
| Interest expense | 165,000 | 311,000 | 450,000 | 589,000 |
| Net interest income | 295,000 | 596,000 | 904,000 | 1,201,000 |
| Noninterest income | 18,000 | 23,000 | 48,000 | 105,000 |
| Noninterest expense | 244,000 | 460,000 | 693,000 | 968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 159,000 | 259,000 | 338,000 |
| Income tax | 22,000 | 54,000 | 88,000 | 104,000 |
| Net income | 47,000 | 105,000 | 171,000 | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,158,000 | 2,127,000 | 2,194,000 | 2,145,000 |
| Total capital | 2,301,000 | 2,254,000 | 2,308,000 | 2,246,000 |
| Risk-weighted assets | 14,250,000 | 14,181,000 | 14,192,000 | 13,899,000 |