Call reports 2001
SPUR SECURITY BANK — 2001
What SPUR SECURITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,659,000 | 27,175,000 | 28,107,000 | 28,491,000 |
| Total loans | 11,376,000 | 11,671,000 | 11,297,000 | 11,114,000 |
| Allowance for loan losses | 149,000 | 190,000 | 185,000 | 163,000 |
| Securities available for sale | 7,588,000 | 5,357,000 | 7,978,000 | 10,937,000 |
| Securities held to maturity | 3,489,000 | 2,800,000 | 2,614,000 | 2,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,301,000 | 24,794,000 | 25,584,000 | 25,990,000 |
| Interest-bearing deposits | 16,655,000 | 17,014,000 | 17,370,000 | 18,215,000 |
| Noninterest-bearing deposits | 7,646,000 | 7,780,000 | 8,214,000 | 7,775,000 |
| Equity capital | 2,150,000 | 2,132,000 | 2,242,000 | 2,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,027,000 | 1,524,000 | 2,024,000 |
| Interest expense | 240,000 | 469,000 | 687,000 | 883,000 |
| Net interest income | 280,000 | 558,000 | 837,000 | 1,141,000 |
| Noninterest income | 32,000 | 85,000 | 110,000 | 128,000 |
| Noninterest expense | 217,000 | 427,000 | 636,000 | 870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 216,000 | 311,000 | 399,000 |
| Income tax | 30,000 | 70,000 | 101,000 | 130,000 |
| Net income | 65,000 | 146,000 | 210,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,085,000 | 2,057,000 | 2,112,000 | 2,110,000 |
| Total capital | 2,234,000 | 2,235,000 | 2,290,000 | 2,273,000 |
| Risk-weighted assets | 13,381,000 | 14,297,000 | 14,239,000 | 14,153,000 |