Call reports 2023
NEW HAVEN BANK — 2023
What NEW HAVEN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 177,491,000 | 182,173,000 | 185,719,000 | 189,724,000 |
| Total loans | 152,829,000 | 155,368,000 | 157,003,000 | 163,692,000 |
| Allowance for loan losses | 1,949,000 | 1,945,000 | 1,931,000 | 1,930,000 |
| Securities available for sale | 5,246,000 | 4,999,000 | 4,624,000 | 4,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,517,000 | 135,161,000 | 138,630,000 | 141,111,000 |
| Interest-bearing deposits | 114,433,000 | 111,460,000 | 114,688,000 | 120,996,000 |
| Noninterest-bearing deposits | 24,084,000 | 23,701,000 | 23,942,000 | 20,115,000 |
| Equity capital | 20,273,000 | 20,211,000 | 19,916,000 | 19,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,873,000 | 3,856,000 | 5,917,000 | 8,097,000 |
| Interest expense | 618,000 | 1,402,000 | 2,322,000 | 3,379,000 |
| Net interest income | 1,255,000 | 2,454,000 | 3,595,000 | 4,718,000 |
| Noninterest income | 65,000 | 117,000 | 160,000 | 213,000 |
| Noninterest expense | 1,248,000 | 2,522,000 | 3,922,000 | 5,318,000 |
| Provision for loan losses | 0 | 0 | 0 | -7,000 |
| Pretax income | 72,000 | 49,000 | -167,000 | -387,000 |
| Income tax | 24,000 | 16,000 | -44,000 | -116,000 |
| Net income | 48,000 | 33,000 | -123,000 | -271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,382,000 | 18,344,000 | 18,086,000 | 17,616,000 |
| Total capital | 20,107,000 | 20,145,000 | 19,897,000 | 19,518,000 |
| Risk-weighted assets | 137,816,000 | 143,956,000 | 144,723,000 | 152,138,000 |