Call reports 2022
NEW HAVEN BANK — 2022
What NEW HAVEN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 159,529,000 | 169,710,000 | 168,483,000 | 175,816,000 |
| Total loans | 132,992,000 | 137,235,000 | 142,854,000 | 147,794,000 |
| Allowance for loan losses | 1,764,000 | 1,756,000 | 1,817,000 | 1,874,000 |
| Securities available for sale | 6,514,000 | 5,963,000 | 5,422,000 | 5,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,367,000 | 132,698,000 | 135,482,000 | 139,032,000 |
| Interest-bearing deposits | 101,578,000 | 106,730,000 | 108,748,000 | 113,560,000 |
| Noninterest-bearing deposits | 21,789,000 | 25,968,000 | 26,734,000 | 25,472,000 |
| Equity capital | 19,546,000 | 19,797,000 | 19,922,000 | 20,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,171,000 | 4,808,000 | 6,584,000 |
| Interest expense | 150,000 | 319,000 | 558,000 | 963,000 |
| Net interest income | 1,420,000 | 2,852,000 | 4,250,000 | 5,621,000 |
| Noninterest income | 328,000 | 744,000 | 1,112,000 | 1,490,000 |
| Noninterest expense | 1,206,000 | 2,421,000 | 3,640,000 | 4,829,000 |
| Provision for loan losses | 0 | 0 | 57,000 | 124,000 |
| Pretax income | 542,000 | 1,175,000 | 1,665,000 | 2,158,000 |
| Income tax | 149,000 | 324,000 | 460,000 | 580,000 |
| Net income | 393,000 | 851,000 | 1,205,000 | 1,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,227,000 | 17,633,000 | 18,020,000 | 18,378,000 |
| Total capital | 18,685,000 | 19,200,000 | 19,632,000 | 20,047,000 |
| Risk-weighted assets | 116,349,000 | 125,180,000 | 128,777,000 | 133,237,000 |