Call reports 2021
NEW HAVEN BANK — 2021
What NEW HAVEN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 166,459,000 | 166,313,000 | 161,278,000 | 165,151,000 |
| Total loans | 137,582,000 | 137,906,000 | 133,129,000 | 134,182,000 |
| Allowance for loan losses | 1,780,000 | 1,779,000 | 1,770,000 | 1,715,000 |
| Securities available for sale | 6,797,000 | 6,491,000 | 6,102,000 | 5,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,343,000 | 130,386,000 | 123,871,000 | 128,906,000 |
| Interest-bearing deposits | 108,812,000 | 105,954,000 | 101,883,000 | 102,543,000 |
| Noninterest-bearing deposits | 22,531,000 | 24,432,000 | 21,988,000 | 26,363,000 |
| Equity capital | 18,313,000 | 18,622,000 | 19,013,000 | 19,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 3,128,000 | 4,749,000 | 6,415,000 |
| Interest expense | 275,000 | 506,000 | 706,000 | 884,000 |
| Net interest income | 1,268,000 | 2,622,000 | 4,043,000 | 5,531,000 |
| Noninterest income | 59,000 | 115,000 | 356,000 | 596,000 |
| Noninterest expense | 1,023,000 | 2,061,000 | 3,142,000 | 4,303,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 294,000 | 666,000 | 1,247,000 | 1,814,000 |
| Income tax | 80,000 | 182,000 | 342,000 | 303,000 |
| Net income | 214,000 | 484,000 | 905,000 | 1,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,407,000 | 15,767,000 | 16,327,000 | 16,822,000 |
| Total capital | 16,674,000 | 17,096,000 | 17,651,000 | 18,257,000 |
| Risk-weighted assets | 100,977,000 | 105,900,000 | 105,474,000 | 114,578,000 |