Call reports 2020
NEW HAVEN BANK — 2020
What NEW HAVEN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 149,899,000 | 160,079,000 | 155,471,000 | 156,437,000 |
| Total loans | 128,246,000 | 138,685,000 | 137,094,000 | 131,848,000 |
| Allowance for loan losses | 1,529,000 | 1,614,000 | 1,709,000 | 1,770,000 |
| Securities available for sale | 5,564,000 | 5,157,000 | 3,676,000 | 5,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,943,000 | 123,218,000 | 120,121,000 | 120,728,000 |
| Interest-bearing deposits | 94,937,000 | 99,104,000 | 102,537,000 | 104,305,000 |
| Noninterest-bearing deposits | 19,006,000 | 24,114,000 | 17,584,000 | 16,424,000 |
| Equity capital | 16,527,000 | 16,588,000 | 16,699,000 | 18,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,565,000 | 3,084,000 | 4,611,000 | 6,211,000 |
| Interest expense | 511,000 | 966,000 | 1,355,000 | 1,686,000 |
| Net interest income | 1,054,000 | 2,118,000 | 3,256,000 | 4,525,000 |
| Noninterest income | 127,000 | 222,000 | 319,000 | 415,000 |
| Noninterest expense | 1,050,000 | 2,046,000 | 3,012,000 | 4,037,000 |
| Provision for loan losses | 30,000 | 126,000 | 222,000 | 286,000 |
| Pretax income | 101,000 | 168,000 | 341,000 | 617,000 |
| Income tax | 26,000 | 45,000 | 94,000 | -1,259,000 |
| Net income | 75,000 | 123,000 | 247,000 | 1,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,791,000 | 14,860,000 | 15,021,000 | 15,126,000 |
| Total capital | 16,070,000 | 16,175,000 | 16,288,000 | 16,460,000 |
| Risk-weighted assets | 102,126,000 | 104,876,000 | 100,906,000 | 106,295,000 |