Call reports 2019
NEW HAVEN BANK — 2019
What NEW HAVEN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 138,769,000 | 146,828,000 | 145,660,000 | 147,052,000 |
| Total loans | 120,707,000 | 123,229,000 | 127,705,000 | 127,310,000 |
| Allowance for loan losses | 1,496,000 | 1,499,000 | 1,516,000 | 1,504,000 |
| Securities available for sale | 7,470,000 | 6,455,000 | 7,170,000 | 5,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,910,000 | 113,432,000 | 113,577,000 | 114,742,000 |
| Interest-bearing deposits | 96,419,000 | 101,332,000 | 100,576,000 | 99,033,000 |
| Noninterest-bearing deposits | 9,491,000 | 12,100,000 | 13,001,000 | 15,709,000 |
| Equity capital | 14,209,000 | 14,470,000 | 14,731,000 | 16,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,979,000 | 4,536,000 | 6,077,000 |
| Interest expense | 494,000 | 1,001,000 | 1,537,000 | 2,066,000 |
| Net interest income | 989,000 | 1,978,000 | 2,999,000 | 4,011,000 |
| Noninterest income | 165,000 | 317,000 | 480,000 | 643,000 |
| Noninterest expense | 981,000 | 1,926,000 | 2,841,000 | 3,809,000 |
| Provision for loan losses | 0 | 0 | 18,000 | 18,000 |
| Pretax income | 173,000 | 369,000 | 620,000 | 827,000 |
| Income tax | 4,000 | 9,000 | 17,000 | -1,692,000 |
| Net income | 169,000 | 360,000 | 603,000 | 2,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,308,000 | 14,500,000 | 14,743,000 | 14,664,000 |
| Total capital | 15,454,000 | 15,702,000 | 15,982,000 | 15,940,000 |
| Risk-weighted assets | 91,334,000 | 95,895,000 | 98,809,000 | 101,829,000 |