Call reports 2016
NEW HAVEN BANK — 2016
What NEW HAVEN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 110,669,000 | 113,674,000 | 117,408,000 | 123,577,000 |
| Total loans | 88,750,000 | 96,414,000 | 102,168,000 | 108,945,000 |
| Allowance for loan losses | 1,165,000 | 1,230,000 | 1,298,000 | 1,370,000 |
| Securities available for sale | 14,350,000 | 13,049,000 | 10,887,000 | 10,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,399,000 | 82,673,000 | 82,718,000 | 88,113,000 |
| Interest-bearing deposits | 72,017,000 | 74,453,000 | 75,605,000 | 79,373,000 |
| Noninterest-bearing deposits | 7,382,000 | 8,220,000 | 7,113,000 | 8,740,000 |
| Equity capital | 12,096,000 | 12,156,000 | 12,178,000 | 12,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 2,068,000 | 3,188,000 | 4,387,000 |
| Interest expense | 225,000 | 475,000 | 737,000 | 1,011,000 |
| Net interest income | 782,000 | 1,593,000 | 2,451,000 | 3,376,000 |
| Noninterest income | 75,000 | 151,000 | 227,000 | 303,000 |
| Noninterest expense | 831,000 | 1,638,000 | 2,484,000 | 3,335,000 |
| Provision for loan losses | 0 | 66,000 | 138,000 | 211,000 |
| Pretax income | 26,000 | 40,000 | 73,000 | 150,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 26,000 | 40,000 | 73,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,056,000 | 12,069,000 | 12,102,000 | 12,873,000 |
| Total capital | 12,988,000 | 13,070,000 | 13,159,000 | 14,038,000 |
| Risk-weighted assets | 74,305,000 | 79,872,000 | 84,358,000 | 93,063,000 |