Call reports 2015
NEW HAVEN BANK — 2015
What NEW HAVEN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 78,060,000 | 83,350,000 | 95,250,000 | 103,973,000 |
| Total loans | 65,877,000 | 71,550,000 | 82,810,000 | 89,528,000 |
| Allowance for loan losses | 881,000 | 928,000 | 1,076,000 | 1,166,000 |
| Securities available for sale | 7,933,000 | 7,771,000 | 7,136,000 | 9,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,061,000 | 59,544,000 | 65,916,000 | 75,655,000 |
| Interest-bearing deposits | 51,328,000 | 53,609,000 | 58,915,000 | 67,890,000 |
| Noninterest-bearing deposits | 4,733,000 | 5,935,000 | 7,001,000 | 7,766,000 |
| Equity capital | 10,623,000 | 12,377,000 | 12,142,000 | 12,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,401,000 | 2,232,000 | 3,209,000 |
| Interest expense | 141,000 | 288,000 | 450,000 | 655,000 |
| Net interest income | 538,000 | 1,113,000 | 1,782,000 | 2,554,000 |
| Noninterest income | 98,000 | 199,000 | 297,000 | 405,000 |
| Noninterest expense | 845,000 | 1,716,000 | 2,578,000 | 3,439,000 |
| Provision for loan losses | 39,000 | 86,000 | 235,000 | 324,000 |
| Pretax income | -248,000 | -490,000 | -734,000 | -804,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -248,000 | -490,000 | -734,000 | -804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,586,000 | 12,344,000 | 12,099,000 | 12,029,000 |
| Total capital | 11,294,000 | 13,129,000 | 12,998,000 | 12,958,000 |
| Risk-weighted assets | 56,508,000 | 62,664,000 | 71,636,000 | 73,930,000 |