Call reports 2014
NEW HAVEN BANK — 2014
What NEW HAVEN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 63,415,000 | 70,018,000 | 70,901,000 | 76,132,000 |
| Total loans | 51,606,000 | 56,929,000 | 61,766,000 | 64,102,000 |
| Allowance for loan losses | 717,000 | 758,000 | 809,000 | 968,000 |
| Securities available for sale | 5,665,000 | 5,582,000 | 5,392,000 | 8,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,881,000 | 58,259,000 | 54,562,000 | 53,737,000 |
| Interest-bearing deposits | 51,992,000 | 54,171,000 | 49,607,000 | 49,094,000 |
| Noninterest-bearing deposits | 3,889,000 | 4,088,000 | 4,955,000 | 4,642,000 |
| Equity capital | 6,938,000 | 9,186,000 | 8,331,000 | 10,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,145,000 | 1,743,000 | 2,413,000 |
| Interest expense | 129,000 | 270,000 | 404,000 | 537,000 |
| Net interest income | 405,000 | 875,000 | 1,339,000 | 1,876,000 |
| Noninterest income | 25,000 | 59,000 | -284,000 | -259,000 |
| Noninterest expense | 884,000 | 1,830,000 | 2,739,000 | 3,634,000 |
| Provision for loan losses | 16,000 | 58,000 | 111,000 | 271,000 |
| Pretax income | -470,000 | -954,000 | -1,795,000 | -2,288,000 |
| Income tax | 1,000 | 0 | 0 | 0 |
| Net income | -471,000 | -954,000 | -1,795,000 | -2,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,951,000 | 9,168,000 | 8,327,000 | 10,834,000 |
| Total capital | 7,483,000 | 9,766,000 | 8,972,000 | 11,518,000 |
| Risk-weighted assets | 42,364,000 | 47,619,000 | 51,419,000 | 54,460,000 |