Call reports 2013
NEW HAVEN BANK — 2013
What NEW HAVEN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,656,000 | 52,561,000 | 54,571,000 | 58,653,000 |
| Total loans | 32,917,000 | 41,527,000 | 43,037,000 | 49,015,000 |
| Allowance for loan losses | 407,000 | 535,000 | 555,000 | 701,000 |
| Securities available for sale | 5,136,000 | 2,347,000 | 5,517,000 | 5,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,224,000 | 45,910,000 | 45,566,000 | 50,530,000 |
| Interest-bearing deposits | 31,677,000 | 41,509,000 | 41,244,000 | 46,580,000 |
| Noninterest-bearing deposits | 2,547,000 | 4,401,000 | 4,322,000 | 3,950,000 |
| Equity capital | 6,516,000 | 5,801,000 | 8,208,000 | 7,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 705,000 | 1,129,000 | 1,644,000 |
| Interest expense | 89,000 | 189,000 | 295,000 | 408,000 |
| Net interest income | 227,000 | 516,000 | 834,000 | 1,236,000 |
| Noninterest income | 82,000 | 166,000 | 250,000 | 337,000 |
| Noninterest expense | 902,000 | 1,840,000 | 2,802,000 | 3,952,000 |
| Provision for loan losses | 70,000 | 199,000 | 220,000 | 366,000 |
| Pretax income | -611,000 | -1,266,000 | -1,847,000 | -2,654,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -612,000 | -1,267,000 | -1,848,000 | -2,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,465,000 | 5,809,000 | 8,229,000 | 7,422,000 |
| Total capital | 6,796,000 | 6,215,000 | 8,672,000 | 7,921,000 |
| Risk-weighted assets | 26,176,000 | 32,450,000 | 35,257,000 | 39,740,000 |